Blog 1

Stocks

In a world where every teen, left and right, is becoming interested in investing, here are some stocks that could give you long-term gain.

In a world where digital technology and artificial intelligence is the heart of every global organization, it can be tough for companies to organize and utilize information. That is where MongoDB steps in. A document-oriented database that places an emphasis on scalability and flexibility, MongoDB is essentially a computer service program that allows users to store, retrieve, and manage document-oriented information. In today’s world, A lot of document-oriented databases are very fragmented and horizontal which provides the need for a modern database.

MongoDB currently serves on the forefront of all vertical markets, giving it the opportunity to win in a very fast-growing industry. According to the Motley Fool, MongoDB helps clients build applications five times faster and cuts costs by 70%, demonstrating their effective utilization and user-friendliness. In addition to all of this, MongoDB built upon their momentum and opportunity by recently offering a new tool called MongoDB Atlas. As per the Motley Fool, Atlas accounted for 73% of total revenue and is still has a great deal of potential for the near future.

The Total Addressable Market or TAM for this industry is $73B, and with no competitors in its vertical market, it is built to succeed. As of the writing of this blog, MongoDB has a market price of $357.01 and a market value of $22.6B. Already succeeding with a revenue of $641.7M, MongoDB’s quarterly results demonstrated a great deal of potential. With its new platform in a relatively new industry, MongoDB is poised to dominate the future.

Fun Fact: If you bought this stock a year ago, you would have seen a 77% overall growth.

Today, many people in the world fall sick and have trouble finding a doctor. This is where the company Teladoc steps in and solves this problem. Teladoc is a telemedicine and virtual healthcare company stationed in many countries around the world. Essentially, Teladoc pairs you up with a doctor through a user-friendly software system and can set up an appointment within 60 minutes of any potential symptoms. Teladoc makes a great portion of its money primarily through a subscription-based system.

As mentioned before, Teladoc has experienced tremendous growth over the past year. The main motor behind this unreal increase is the Coronavirus. According to Motley Fool, U.S. Paid Memberships grew 41% to 51.8M.

In addition to all of these metrics, Teladoc also has a very big market opportunity. In 2020, the US Market Opportunity was $250B, and US Healthcare spending was about $3.8T in 2019. Now imagine what that number will grow to once more and more countries begin to adopt and promote this platform. Teladoc experienced a 151% revenue growth and a full-year guidance to $2B. If we are comparing revenue from Quarter 1 from 2018 ($280M) to Quarter 1 of 2021 ($1.4B), then you would see a CAGR of 70%, an unreal number in an industry like this.

Now, the financials. According to Wallmine, Teladoc has a market cap of $23.05B and a Quarter over Quarter growth of about 150.93%. If that’s not, look at the 125.72% Year-over-Year growth, and you can see why Teladoc is one of the healthcare companies that is built to succeed now and for the future.

Financial Term

For the financial term, we have monetary vs fiscal policy. Monetary policy is essentially the management of interest rates and the total supply of money in circulation. Typically, it is carried out by Central Banks in order to make sure that the economy is running smoothly. On the other hand, there is Fiscal Policy, which is a collective term for the taxing and spending actions of governments in the United States. Because this has more to do with the macro- side of things, these are typically determined by the legislative and executive branches. Monetary policy and fiscal policy are the two main regulators of the economy, and together, they have a great deal of influence over a nation’s economy, its businesses, and its consumers.

Current Major Business Impact

For our current major business impact, we have 36 states suing Google over Play Store Abuses. Google is currently overcharging all its customers and is being accused of many different illegal activities. Chief among them though is that they are being sued by department of Justice over antitrust laws. The allegation is that they are using exclusive distribution deals with phone companies in order to exclude all competition. In other words, Google is illegally monopolizing the digital advertising market and is not allowing smaller (or any other) company to advertise in big places. Many states claim that Google has been working with Facebook in an illegal agreement to manipulate online options over ad space, but Google refutes that statement with the claim that other companies like Amazon, Comcast Corp, and Facebook are also doing the same thing. This lawsuit is incredibly important because it aims to enforce Biden’s effort to promote competition across the economy.